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The changeover was automatic, with no credit checks required, Costco says.Also, all of its members' cash-back credits are being transferred to the new card accounts.Both cards offer perks such as car rental insurance, roadside assistance and extended warranties.All this said, there are some disadvantages that come with the new card, such as having to redeem your cash-back rewards at Costco.Citi began the process of mailing out new cards late last month.

Instead, Costco is mailing out new Citi Visa cards, officially called the Costco Anywhere Visa Card by Citi.

The good news is that many foreign-based sites will ship internationally.

Even more heartening, many of these sites will ship internationally for free!

Even when I lived in the countryside, items typically arrived at my doorstep within two days of ordering.

Now that I live in Tokyo, items often arrive the very next day.

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